Heating and Cooling Contractor
HVAC Financing for AC Replacement & Installation
Financing provided through GreenSky® (subject to credit approval)
TexasBree offers flexible HVAC financing for AC installation, AC replacement, HVAC installation, and HVAC replacement—so you can upgrade your comfort without a large upfront cost.
Our primary option includes 0% APR for 24 months (with approved credit). To submit for approval, we first need an on-site evaluation to confirm sizing, scope, and exact pricing.
Start with a free on-site estimate. Once you have the exact total, we can help you complete the GreenSky application.
A system estimate is required before submitting a financing application. Approved financing is typically available for use within 6 months.
Financing Disclosure
Financing is offered through GreenSky® and is subject to credit approval. Loan terms, including promotional offers (such as 0% APR for 24 months), are provided by GreenSky and may vary based on creditworthiness and other factors. Minimum monthly payments may be required. If the promo balance is not paid in full within the promotional period, interest may be assessed in accordance with the loan agreement. Please review your GreenSky loan documents for complete details, terms, and conditions.
What You Can Finance
Financing options are available for the most common HVAC installation and replacement projects.
AC Replacement
Replace an aging or failed air conditioning system with a new, energy-efficient AC unit sized specifically for your home.
Ideal for full system change-outs, outdoor units, or complete AC upgrades.
Heat Pump Installation
Finance the installation of a modern heat pump system that provides both heating and cooling with improved efficiency.
Includes heat pump replacements, conversions, and high-efficiency upgrades.
Furnace Replacement
Upgrade an unreliable or inefficient furnace with a new system designed for consistent comfort and safe operation.
Covers gas and electric furnace replacements and full HVAC system upgrades.
How HVAC Financing Works
Confirm the exact scope first—then choose a payment plan through GreenSky® (subject to credit approval).
Financing partner
1
Get an Estimate (Required)
We inspect your current system, confirm sizing, and provide a written estimate for AC replacement or HVAC installation.
2
Apply Through GreenSky®
With your exact total confirmed, complete a GreenSky application and receive a decision (subject to credit approval).
Promo terms (if offered) and payment details are provided in your GreenSky loan agreement.
3
Install & Final Startup
After approval, we schedule your installation or replacement, complete professional start-up, and verify system performance.
Benefits of Financing with TexasBree
Financing designed around real HVAC projects—not generic loan offers.
No Large Upfront Payment
Move forward with AC or HVAC replacement without paying the full project cost upfront.
Accurate Pricing First
Financing is based on a real on-site estimate—not rough numbers or online calculators.
Flexible Monthly Payments
Choose a payment structure that fits your budget while installing the right HVAC system.
Simple application process
We guide you through the financing process only after the scope and price are confirmed.
Install Now, Pay Over Time
Avoid delaying HVAC installation or replacement due to unexpected system failure.
Local Licensed Contractor
Financing is paired with professional installation by a licensed local HVAC contractor.
No Guesswork on Scope
Equipment selection, sizing, and installation details are finalized before financing.
Clear, Predictable Process
From estimate to approval to installation, you always know the next step.
Example Monthly Payments
Compare estimated monthly budget impact across common GreenSky® options. Actual terms are determined by GreenSky® and subject to credit approval.
Higher Monthly Payment · Faster Payoff
Estimated ~$417/month
for a $10,000 system
Plan 6124 — 0% APR for 24 Months
- Loan term: 24 months
- Interest rate: 0% APR
- Monthly payments are required
- Purchase window: up to 6 months from loan approval
Example: A financing amount of $10,000 at 0% APR over 24 months may result in estimated monthly payments of approximately $417.
Payments are applied directly toward the principal balance. No interest is charged when payments are made according to the loan agreement.
Example only. Subject to credit approval.
Lower Monthly Payment · Longer Term
Estimated ~$198/month
for a $10,000 system
Plan 2716 — 6.99% APR for up to 60 Months
- Loan term: up to 60 months
- Interest rate: 6.99% APR
- Monthly payments are required
- Up to 6 months to pay off the balance with no interest
Example: A financing amount of $10,000 at 6.99% APR over 60 months may result in estimated monthly payments of approximately $198.
If the financed amount is paid in full within the first 6 months, no interest may be charged. Any remaining balance after that period will accrue interest according to the loan terms.
Example only. Subject to credit approval.
Monthly payment examples are estimates only and shown for comparison purposes. Actual payment amounts, eligibility, and loan terms are determined by GreenSky® and the participating lender, based on credit approval and the final loan agreement.
Benefits of Financing with TexasBree
Financing designed around real HVAC projects—not generic loan offers.
No Large Upfront Payment
Move forward with AC or HVAC replacement without paying the full project cost upfront.
Accurate Pricing First
Financing is based on a real on-site estimate—not rough numbers or online calculators.
Flexible Monthly Payments
Choose a payment structure that fits your budget while installing the right HVAC system.
Fast, Guided Approval
We guide you through the financing process only after the scope and price are confirmed.
Install Now, Pay Over Time
Avoid delaying HVAC installation or replacement due to unexpected system failure.
Local Licensed Contractor
Financing is paired with professional installation by a licensed local HVAC contractor.
No Guesswork on Scope
Equipment selection, sizing, and installation details are finalized before financing.
Clear, Predictable Process
From estimate to approval to installation, you always know the next step.
Financing FAQ
Answers to common questions about HVAC financing options available through GreenSky®.
Financing terms and approval are provided by GreenSky® and participating lenders.
What financing options do you offer? +
We currently offer multiple HVAC financing options through GreenSky®, including a
0% APR plan for 24 months and a longer-term plan with lower monthly payments.
Availability depends on credit approval and the approved loan terms.
What is the difference between the two financing plans? +
The 24-month 0% APR plan has a higher monthly payment but no interest when paid according to the loan terms.
The 60-month plan spreads payments over a longer period, resulting in a lower monthly payment,
but interest may apply after an initial interest-free payoff period.
Are monthly payments required on both plans? +
Yes. Monthly payments are required on all GreenSky® financing plans.
Even with 0% APR, payments are applied toward the principal balance according to the loan agreement.
What does “6 months” mean in these financing plans? +
In the 24-month plan, the 6-month period refers to the purchase window after loan approval.
In the longer-term plan, the 6-month period refers to an opportunity to pay off the balance with no interest.
These periods do not eliminate the requirement for monthly payments.
Why do I need an estimate before applying? +
Financing approval is based on the exact project total.
A free on-site estimate allows us to confirm equipment sizing, scope of work,
and final pricing before submitting a financing application.
Can I pay off my loan early? +
Many GreenSky® loans allow early payoff, but terms may vary.
Please review your loan agreement for any conditions related to early payment.
Who provides and services the financing? +
Financing is offered through the GreenSky® program by participating lenders
and serviced according to the terms outlined in your loan documents.
Ready to Get Approved? Start with a Free Estimate
Financing is based on the exact project total. Schedule a free on-site estimate first—we’ll confirm sizing, scope, and pricing, then help you choose the best GreenSky® option and complete the application (subject to credit approval).
Typical response time is fast during business hours. If it’s urgent, text us for the quickest reply.
Financing partner
Plan 6124: 0% APR for 24 months (subject to credit approval). Purchase window up to 6 months from approval.
Plan 2716: 6.99% APR for up to 60 months (subject to credit approval). Up to 6 months to pay off the balance with no interest.
Final terms, payment amounts, and eligibility are determined by GreenSky® and provided in your loan documents.
Financing Disclosure
Financing is offered through the GreenSky® program and is subject to credit approval. Loan terms, including promotional offers such as 0% APR for 24 months, are determined by participating program lenders and may vary based on creditworthiness and other factors. Monthly payments are required according to the terms of the loan agreement. Purchase availability may be limited to a specific period following loan approval. Please review your GreenSky loan documents for complete details, terms, and conditions.
